Following the approval for the takeoff of the first phase of the Consumer Credit Scheme as part of efforts to enhance social mobility among Nigerians, the Nigerian Consumer Credit Corporation (CREDICORP) opened a website to encourage Nigerians to register loans for important purchases.
The scheme aims to make consumer credit accessible and empower economically active citizens.
Here’s a step-by-step guide on how civil servants and other Nigerians who are economically active can apply to enjoy this opportunity:
Step 1: Understand the scheme
Before applying, understand what CREDICORP offers. The scheme is designed to:
– Improve Nigeria’s credit reporting systems, ensuring every economically active citizen has a reliable credit score.
– Provide credit guarantees and wholesale lending to financial institutions.
– Promote responsible consumer credit to improve quality of life and foster financial responsibility.
Step 2: Check eligibility
Initially, the scheme is open only to civil servants. Ensure you are employed in a civil service role to proceed with the application.
Step 3: Prepare the necessary documents
You will likely need the following documents to apply:
– Proof of employment in the civil service.
– Identification documents such as a national ID or passport.
– Proof of income or salary slips.
Step 4: Visit the official website
Access the CREDICORP application portal by visiting credicorp.ng (http://credicorp.ng).
This website will serve as your primary resource for application forms and additional information.
Step 5: Fill out the Application Form
Complete the application form available on the website. Ensure all information is accurate to avoid any delays in your application process. Double-check all entries before submission.
Step 6: Submit Your Application
After filling out the form, submit your application through the website. You might receive a confirmation email or a notification on the portal confirming your submission.
Step 7: Await Response
Once submitted, await feedback from CREDICORP. This could take a few days or weeks, depending on the volume of applications. Keep an eye on your email and the portal for any updates.
Step 8: Follow Up
http://credicorp.ng
